For the bigger orders
Finance Options
Financing available for qualified purchases.
Spreading out a larger equipment purchase? Ask about financing when you request your quote and we can walk you through what qualifies. Discount Online Fitness has bought, serviced, and resold commercial gym equipment since 2012, working nationwide from our DFW Airport, Texas warehouse.
This comes up most for a full-floor refresh or a public-budget purchase that needs to spread across a budget cycle rather than clear as one lump sum — ask early in the quote process so it can factor into which condition tier and how much equipment you go with.
How it works
Getting finance options done
Ask early in the quote process
So financing can factor into which condition tier and how much equipment makes sense, not be an afterthought.
We walk through what qualifies
Real terms for your specific order, not a generic promotional rate.
When financing is the right tool
Three situations account for most of it: a new gym opening whose cash needs to stay in build-out and marketing, not equipment; a municipal or school purchase that has to land inside a budget cycle; and a full-floor refresh where spreading payments keeps the doors open through the transition. Used equipment already cuts the number in half against new — financing spreads what's left. Standard payment terms otherwise are 50% down with the balance due at delivery, so financing is also how a buyer flattens that curve.
Ask before the quote is final, not after
Financing changes the right answer to other questions — whether to step up a condition tier, whether the extended warranty rides along, whether the order includes the second row of cardio now or next quarter. Raise it at the start of the quote conversation and we'll shape the package around it; we can also talk through trade-in credit for equipment you're replacing, which reduces the financed amount directly.
In short
Financing is available for qualified larger purchases — ask early in the quote process so it can shape which condition tier and how much equipment you go with, not just how you pay for it.
Frequently asked questions
Do you offer financing?
Financing is available for qualified purchases on larger orders. Ask about it when you request your quote so it can factor into which condition tier and how much equipment you go with.
Is there a minimum order?
No minimum for a standard quote. Our Dealer Program is built specifically for volume buyers — gyms, resellers and facilities buying multiple units get a live inventory list to quote from directly, plus first look at new arrivals.
Who this comes up for most
Ready to request a quote?
Tell us what you need — we'll follow up with real options and a real price.